The right choice depends on age, location, health, and more. However, we make it simple to find the best burial insurance in Illinois for you or your elderly parents. Here's how to get started:
These plans are meant to be affordable for most families, but burial insurance premiums will vary because of the applicant's age, health, location, and even company. While the price might be important, it is also important to consider the benefits offered and the company's financial strength. These are example prices for a 45-year-old Illinois woman who does not smoke:
Note: These are only example prices, and they could change or be subject to health underwriting.
Many older people purchase a policy for themselves, but often, adult children offer to pay the premiums because they are the ones who will benefit from having the cash proceeds of a burial insurance policy in Illinois. It is very convenient to set up payment via an automatic ACH withdrawal from a checking or savings account to be sure the policy does not lapse if the bill gets misplaced or the payer ends up indisposed.
Unlike some other kinds of life insurance, burial insurance for seniors is very easy to apply for. These plans are usually open for people from about 45 to 80, but some accept people over 80. There are two basic type of plans:
If you can qualify by answering a few questions, you will usually get offered cheaper rates and an immediate death benefit. Guaranteed acceptance burial insurance plans might provide an option for people with serious health conditions, but if the insured person passes away before a waiting period lapses, beneficiaries might not be entitled to full benefits. That's why it is important to understand the way each plan works before you decide.
You are welcome to shop for your parents, but you will need to involve them in the process. Since prices and benefits differ by burial insurance company, it is important to compare burial insurance companies. Get started by entering your home ZIP code in our quote box to compare quotes, and then call us if you would like to speak with a licensed agent. We provide the right tools and services to help our clients find the right burial plans.
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The right choice depends on age, location, health, and more. However, we make it simple to find the best burial insurance in Illinois for you or your elderly parents.