Since many seniors have to live on a limited income, a burial insurance policy provides a way for older people to make sure that their families have money to make dignified funeral arrangements. Since a burial policy is a type of life insurance for seniors, it pays the beneficiary in cash. This gives the beneficiary of the policy a lot of flexibility to manage those proceeds in any way she needs to. Compare the best companies that offer burial insurance in Indiana online. Simply put your ZIP code in the box on top of this web page. You can view quotes and companies online. You are also always welcome to call us for advice from a licensed senior life insurance agent. We also provide life insurance solutions to everyone from babies to seniors over 80 years old.
Indiana burial insurance companies set their rates by age, health, and smoking or nonsmoking. Because each company has its own rate charts, it is also important to compare prices from different companies. As an example, these are sample prices for an Indiana man who is 45 and does not smoke;
Note: These are only sample burial insurance rates, and they could vary because of location, company, or underwriting. Some seniors find these plans very affordable. In other cases, adult children offer to pay the premiums for their elderly parents. Regardless of who pays, these are some things to know:
Preexisting health conditions won't prevent you from finding a plan, but some serious health issues might limit choices. To understand this, consider two types of plans that you will find:
The right burial insurance plan really depends upon the health of the applicant. Even older people with mild medical issues can still qualify for a simplified issue, and guaranteed acceptance policies are meant for people with a recent history of heart disease, cancer, or another very serious illness. Guaranteed life insurance plans have a waiting period, and the covered person has to survive that period in order to qualify for the full death benefit. Before that, the plan may only offer to pay some percentage of the full face value or even just return premiums. Simplified issue plans offer immediate death benefits, sometimes larger benefit levels, and cheaper prices.
There is not one right Indiana burial insurance plan for everybody, but we can make comparing companies and prices much easier. You can start shopping by putting your home ZIP code in the quote box on top of this page. After reviewing companies, feel free to call us for assistance from an experienced senior life agent. We offer a combination of tools and personal service to help our clients find affordable burial insurance from top companies.
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