A burial insurance policy in Iowa might provide the perfect solution for Iowans who are concerned about the rising costs of funerals and other final expenses. While a final expense insurance policy is not the right solution for every family, one big advantage is the fact that these plans pay in cash. This means that the beneficiary is not trapped into using any particular funeral home. Better yet, some companies even offer life insurance to clients over 80. Why not let us help you compare burial insurance in Iowa to make sure you find the right benefits and prices? You can compare online quotes for yourself or elderly parents by typing a ZIP code into the box at the top of this page. Our licensed agents also welcome your phone calls.
This is a type of life insurance for seniors, and that means that rates might be set based upon age and health. These are sample monthly burial insurance rates for a 53-year-old man in Iowa who doesn't smoke:
Important: These are only sample burial insurance prices, and they could vary because of underwriting, location, or company. Many seniors find these prices affordable, and they are happy to help their families with the burden of paying for final expenses. In other cases, adult children will pay the premiums for their parents or grandparents. In either case, these are some good tips to help you with burial insurance plans:
The good news is that you can find guaranteed burial insurance for seniors that does not require the answers to any health questions. This might be a good solution for older people who are already ill or confined to a nursing home. However, many active older people can qualify for a plan that does require the answer to a few questions about medical conditions. Why answer medical questions? Guaranteed life insurance plans do not offer an immediate death benefit. This means that the applicant has to survive a waiting period before the plan will pay out the full benefit. By answering a few questions, the applicant might qualify for cheaper rates, an immediate death benefit, and more choices.
You can see that there is not one company or burial insurance policy for everybody. Begin comparing quotes and companies with our online form. Simply provide your ZIP code to get started. You are also welcome to call and ask to speak with an experienced agent. We provide fast online insurance tools and service from experienced agents to help our Iowa clients, from ages 40 to over 80, find the right life insurance solutions.
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