Do you worry that age or pre-existing health conditions will prevent you from buying life insurance? Actually, there is a type of life insurance for seniors that is sometimes called final expense insurance or funeral insurance. Because burial insurance in Minnesota accepts most applicants, they can provide an easy and affordable way to plan for the future. Compare burial insurance companies in Minnesota to find the best rates and benefits. Simply type a ZIP code into the form on this page. You are also welcome to call us if you have questions or would like help signing up.
Everybody gets different rates because Minnesota burial insurance companies base their prices on each applicant's health, tobacco use, age, gender, and geographic region. However, you might be interested in these sample premiums for a Minnesota woman who is 61 and doesn't smoke:
Note: These are only sample burial insurance rates, and they could be different for you because of your location, the insurance company, and your health. You are free to help your elderly parents shop for a burial policy, and you can even pay the bill. However, the person who applies does need to help. The applicant may either have to answer a few questions on the phone or sign an application. Also, we suggest paying with an automatic draft from a savings or checking account. This can actually save you money, and it makes sure that the burial insurance plan does not get terminated because somebody forgot to pay the bill.
You may have heard that you can apply for funeral insurance without needing to answer any health questions. Indeed, guaranteed acceptance insurance accepts all qualified applicants. But when plans don't ask any medical questions, they do have a waiting period before the plan pays out the full face value. If possible, it is better to answer a few health questions and try to qualify for a policy that pays out an immediate death benefit. You should also be able to get a larger death benefit at a cheaper price.
We can even help many people find burial insurance for seniors over 80. Compare burial companies, quotes, and benefits by entering your ZIP code in the online life insurance quote form at the top of this web page. Pick up the phone to call us if you would prefer to speak with a licensed agent. Let us help you find the right burial insurance coverage in Minnesota at the right price.
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