In order to plan for this expense, many families choose to purchase burial insurance in Mississippi. Burial insurance for seniors provides an affordable way to make monthly payments and get cash to handle a funeral and other final expenses. There is not one funeral insurance policy for everybody in MS. If you would like to compare options for yourself or elderly parents, you can start by entering your ZIP code in the quote box at the top of this web page. If you need more help, please call and ask to speak with one of our licensed agents.
The high average cost of funerals might be surprising to people who have not recently made funeral arrangements. Burial insurance for seniors can provide an affordable and convenient way for Mississippi senior citizens and their families to ensure that they have plenty of cash to plan a dignified and appropriate funeral.
Burial insurance companies set rates depending up the age of the applicant. While rates could vary by location and even insurance company, these are some example monthly burial insurance prices for a Mississippi woman who is 68 and does not smoke:
Important: These are only example burial insurance rates and they could be subject to underwriting or change. Often, seniors purchase final expense insurance for themselves to make certain that their families do not have to be burdened by the expense of a funeral. However, many adult children also offer to pay premiums for their parents because they are actually the ones who will benefit the most from this protection. It does not matter who pays for the plan, but the elderly person who will get insured does have to get included in the application process. The insured person may need to answer a few questions in a short telephone interview or sign a form.
These plans are usually open to people from about age 50 to age 80, but some even accept people over 80. Guaranteed acceptance plans do not need the applicants to answer any health questions, so they accept everybody in the right age range. Other plans may ask a few health questions. If the applicant is relatively healthy for their age, it is usually better to answer a few questions for a chance to get cheaper rates and better benefits.
Finding the right burial insurance plan for yourself or your elderly parents does not have to be difficult. In fact, you can simply enter your ZIP code in the quote box at the top of this page to compare local burial insurance companies. If you would prefer to speak to a licensed agent, we welcome your phone calls. With online quotes and professional service, we strive to offer our clients the right benefits at affordable prices.
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