The biggest advantage to buying burial insurance in Virginia is that these policies pay cash. A final expense insurance beneficiary can use that money in any way that he or she needs to after a loved one dies, so there is no need to commit to a specific funeral home or even a specific city. If there is any money left over after final expenses have been paid, the beneficiary is free to keep it. We can help you find the right burial policy for yourself or your parents. By entering your local ZIP code in the quote box at the top of this page, you can compare local burial insurance company online. We are also eager to answer questions over the phone, and you are free to call and as to speak with one of our experienced agents.
Simple cremations are less expensive than full burial services, but funeral insurance can provide the cash to make certain that a family can make dignified arrangements according to their traditions and their loved one's wishes.
Virginia burial insurance companies base rates mostly on age and health. They may also consider the exact location. That said, some of these companies have more competitive prices than others. Consider these monthly rates for a 49-year-old Virginia male who doesn't smoke:
Who can pay the burial insurance premiums? It actually does not matter who pays, and many adult children offer to purchase these plans for their elderly parents. However, you must include the applicant in the process. Some companies require a quick phone interview or a signature on a paper application. Also, we advise our clients to set up automatic payments through a bank account in order to avoid lapses.
You can find guaranteed life insurance with no health questions that accept any qualified applicant. These are good for people with serious medical problems, but most active seniors could also qualify for coverage by answering a few health questions. If possible, it is better to answer a few questions because they can help you qualify for cheaper burial insurance premiums, larger benefits, and an immediate death benefit. With guaranteed acceptance life insurance, the insured person has to survive a waiting period in order to qualify for the full face value. If that individual passes away before the waiting period expires, the company may only offer to return premiums or pay some percentage of the full death benefit.
By now, you can see that it is important to find the right policy to get the best rates and benefits. We make this as easy as possible. Begin comparing local burial insurance companies by entering your home ZIP code in the form on the top of this website. After you view your quotes, you are welcome to call us and ask to speak with one of our licensed agents. We provide burial insurance solutions for Virginians from birth to over 80. We hope to provide the right services and tools to help all of our Virginia clients find the right coverage at an affordable price.
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The right choice depends on age, location, health, and more. However, we make it simple to find the best burial insurance in Illinois for you or your elderly parents.