Burial insurance in Wyoming can make sure that families have access to plenty of money to pay for a funeral, burials, and other final expenses after a loved one passes away. The advantage of this method of planning for these expenses is that final expense insurance pays in cash to the beneficiary, and that beneficiary, often an adult child, can use that money in any way that she needs to. Would you like to compare funeral insurance in your local area? You can use our online quotes system to compare burial insurance companies. After that, you are also very welcome to contact us by phone to ask questions or get help enrolling in a burial policy.
Wyoming burial insurance companies set rates mostly depending upon the age of the applicant. In some cases, health and exact location might also make a difference. Consider these sample monthly prices for a 64-year-old woman who does not smoke:
These sample rates could be subject to health underwriting or variations with different companies. While many seniors in Wyoming find rates affordable enough to pay for themselves, adult children might also offer to pay for a policy that covers elderly parents. Regardless of who pays, these are some things to consider:
If you see products marketed as burial insurance for seniors in Wyoming, you can be sure that they are not subject to strict health underwriting guidelines. In fact, guaranteed acceptance life insurance will not even ask any health questions at all. If possible, it is better to answer some health questions because that can help qualify the applicant for cheaper rates and an immediate death benefit. When no medical questions need to get answered, the plan will impose a waiting period of two or three years before it will pay out the entire face value. Before that, the plan may only return prior payments or pay some percentage of the face value. That is why it is important to understand the benefits offered by various plans before deciding which one to select.
The right choice for yourself or your parents might depend upon your location, the age of the applicant, and the health of the applicant. For example, some plans are open to people between 50 and 80, but others might accept people under 50 or even over 80. That is why there is not one ideal choice for every person in Wyoming. You can get online quotes by using the handy tool at the top of this website, and you only need to give it your home ZIP code to begin. If you need to speak with a licensed agent, you are also welcome to call us. By offering Internet comparison tools and personal service from licensed agents, we hope to offer all of our Wyoming clients a chance to find the best solutions for themselves or for their elderly parents.
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